about
us

Our Genesis
ePAYnow is an emerging payment solution service provider under its flagship Company Finlogic Technologies India Private Limited. Finlogic has a strong foundation in Technology & Financial Services which aims to provide quality technology solutions to businesses in a wide range of domains. Its expertise lies in digital transformation, IT services and providing business solutions. Finlogic technologies enable clients to do business in a better way by leveraging its business knowledge & technological expertise in different areas.
We cater a host of services with time tested and proven technologies trusted by our reputed clients. We have a strong hold and rich experience in the financial services domain providing comprehensive Technology Solutions.
We are Partner and co-inventor with our Clients to achieve their business / service goals in a seamless way;
we are keen to adopt latest and best practices from the industry in delivering solutions that really work for Business & Service sectors.
Our Philosophy
ePAYnow is driven by group philosophy which treats the trust of the clients as supreme and the operations of ePAYnow are geared towards fulfilling this philosophy.
We believe in offering quality, tangible solutions that help meet the client's business objectives & expectations. With the philosophy of trust, we aim to deliver the right value expected by the customer through our solutions. In our approach, we remain enthusiastic and committed to ensure that our solutions work successfully for our clients.
With ePAYnow, clients can expect the solutions that they understand. Adopting a Philosophy of simple approach to manage business solutions and focus on things required to get the work done is something that has helped us gain the confidence and expertise for managing business challenges of the Group and our business clients.
BOARD OF DIRECTORS
Mr. Niraj Choksi is the co-founder & promoter of the NJ Group, a diversified business Group, headquartered in Surat. NJ Group has presence in businesses like Real Estate, Asset Management, PMS, Insurance Broking and Training. The Group is primarily engaged in the financial services industry wherein it has one of the largest networks of financial advisors in India. As the visionary founder of Finlogic Technologies India Private Limited, he is involved in providing guidance to and shaping the future of the technology & payment solution business.
Mr. Jignesh Desai is the co-founder & promoter of the NJ Group, a diversified business Group, headquartered in Surat. Mr. Jignesh Desai has nearly 29 years of strategic management experience in the areas of securities market, financial products distribution, Securities Product Distribution, Financial Planning and Portfolio Management. He has been responsible for creating the NJ Group businesses including Mutual Fund Distribution, Real Estate Advisory, Information Technology, Training and Education, Insurance Broking and Portfolio Management Services. As the visionary founder of Finlogic Technologies India Private Limited, he is involved in providing guidance to and shaping the future of the technology & payment solution business.
Mr. Janesh Bhatt is an IT professional with 30 years of experience in software development, quality assurance (QA), automation, and security and is proficient in a wide array of technologies, ranging from legacy systems to modern cloud-based solutions. His career includes leading and delivering complex software solutions across various industries, utilizing Agile and DevOps methodologies. He worked on significant projects, including a Mutual fund platform for Exchanges and Distributors, an Insurance platform, Payment systems, NBFC solutions, and Portfolio management service. His deep expertise in information security includes implementing protocols, conducting assessments, and ensuring compliance with industry standards. Mr. Janesh Bhatt has played a leading role in shaping Finlogic Technologies and has also been instrumental in building the systems that powers NJ Group.
Mr. Shirish Patel is a seasoned IT professional with an extensive career spanning 25 years in the field of Information Technology. Over the course of his professional journey, he has accumulated vast experience, particularly in managing and leading medium to large sized IT teams. His core expertise lies in overseeing technology operations within the financial domain, where precision, security, and innovation are paramount. Throughout his career, he has demonstrated strong leadership skills, successfully aligning technology strategies with business objectives, optimizing team performance, and driving projects to completion within the fast-paced and highly regulated financial sector. His deep understanding of both technical and managerial aspects has allowed him to effectively bridge the gap between IT and business, enabling organizations to leverage technology as a key driver of operational excellence and competitive advantage.
Management Team
Mr. Janesh Bhatt is an IT professional with 30 years of experience in software development, quality assurance (QA), automation, and security and is proficient in a wide array of technologies, ranging from legacy systems to modern cloud-based solutions. His career includes leading and delivering complex software solutions across various industries, utilizing Agile and DevOps methodologies.

He worked on significant projects, including a Mutual fund platform for Exchanges and Distributors, an Insurance platform, Payment systems, NBFC solutions, and Portfolio management service. His deep expertise in information security includes implementing protocols, conducting assessments, and ensuring compliance with industry standards. Mr. Janesh Bhatt has played a leading role in shaping Finlogic Technologies and has also been instrumental in building the systems that powers NJ Group.
Mr. Rinkesh Bilimoria, an MBA by profession, has been with NJ Group with over 11 years, and he is managing and optimizing the payment aggregation business. Starting his career at NJ Group, he has served in other verticals like Customer Care, Stock exchange Operations and now heading Payment Aggregator Business Operations in Finlogic Technologies India Private Limited.

In addition to overseeing Payment Aggregation service Operations, he is also managing Business Process Management, including IT operations, business operations, streamlining payment processing systems, integrating third-party payment solutions, and ensuring secure and seamless transaction experiences for both businesses and customers.
Corporate Governance
ePAYnow realises the importance of corporate governance and seeks to implement the best practices for the same. We strongly believe that we have an obligation or duty as corporate entities to all our stakeholders; beginning from clients, to employees, vendors, business partners, authorities and society at large. In all our initiatives and operations, we aim to strike the right balance between upholding interests of the multiple stakeholders, especially our clients.
Corporate Governance at ePAYnow is based on the following main principles:
  • Building sound system of risk management and internal control
  • Focus on process driven, unbiased decisions in client's interests
  • Strong internal audit for all practices to ensure continued improvements and effective implementation
  • Timely and strict compliance to all established rules, regulations and guidelines
  • Transparency and accountability in all practices
  • Fair and equitable treatment of all its stakeholders including employees, associates, customers & community