Terms
of Use

Introduction

By visiting our site you are agreeing to be bound by the following terms and conditions. We may change these terms and conditions at any time without prior notice or intimation thereof. By using this Website or any utility in this Website directly or indirectly you abide by all terms and conditions mentioned herein and that you accept any new or modified terms and conditions that we come up with. If you do not agree to any of the terms mentioned herein, you should exit the site immediately.

The term ePAYnow or www.epaynow.in or Website is used interchangeably through this entire Terms of Use document to refer to the Websites, its owners and the different divisions, employees, associates / groups of the owner and their respective Websites and the online services, including the online Desks, if any.

Registration & Termination

By registering on Website or by enrolling as its customer, directly or indirectly, you certify that the information you provide, now or in the future, is accurate. ePAYnow reserves the right, in its sole discretion, to deny you access to this Website or any portion thereof without notice for the following reasons:

• Immediately by ePAYnow for any unauthorized access or use by you
• Immediately by ePAYnow if you assign or transfer (or attempt the same) any rights granted to you under this User Agreement
• Immediately, if you violate any of the other terms and conditions of this User Agreement

Termination or cancellation of this Agreement shall not effect any right or relief to which ePAYnow may be entitled, at law or in equity. Upon termination of this User Agreement, all rights granted to you will terminate and revert to ePAYnow.

License

ePAYnow, hereby grants you a limited, non-exclusive, non-assignable and non-transferable license to access this Website, provided and expressly conditioned upon your agreement that all such access and use shall be governed by all of the terms and conditions set forth in this USER AGREEMENT.

You hereby agree and confirm that:

• Access to this site and the information contained herein is not unlawful under the applicable laws of the jurisdiction where I am resident and from where I am accessing this site
• The information on this site is not and is under no circumstances be construed as, an advertisement or a public offering of the securities
• I shall not circulate copies of this information in any manner including but not restricted to photocopying and email

Proprietary Rights & Copyrights

All rights, title and interest in this Website and any content as well as the design and information contained in this site contained herein is the exclusive property of ePAYnow, except as otherwise stated. ePAYnow is the sole owner of all the intellectual property including all rights in trademarks, marks, logos, symbols, copyright works, reports, diagrams, patents, designs created or held in the Products, Services, Websites etc.

This Website is only for your personal and non-commercial use and for no other purpose. The content of the Website cannot be amended, copied, reproduced, replicated, republished, uploaded, posted, published, transmitted, displayed or distributed for any non-personal use via any form or media without obtaining prior written permission from ePAYnow.

Security

Unauthorized use of Website and application systems, including, but not limited to, unauthorized entry into ePAYnow systems, online accounts / Desks, misuse of passwords or misuse of any other information, is strictly prohibited.

You may not use this Website in any manner that could damage, disable, overburden, or impair any ePAYnow's site or service or interfere with any other party's use and enjoyment of any ePAYnow's site, service or online accounts.

The users of online accounts / Desks, if any, have the primary responsibility to keep their login-ids and passwords secure and to not display such crucial, important information to any third person.

Service Delays

ePAYnow reserves its right, in its sole discretion, without any obligation and without any notice requirement, to change, improve or correct the information, materials and descriptions on this Website and to suspend and/or deny access to this Website for scheduled or unscheduled maintenance, upgrades, improvements or corrections.

Neither ePAYnow (including its and their directors, employees, affiliates, agents, representatives or subcontractors) nor its affiliates shall be liable for any loss or liability resulting, directly or indirectly, from delays or interruptions due to electronic or mechanical equipment failures, telephone interconnect problems, defects, weather, strikes, walkouts, fire, riots, armed conflicts, acts of war, or other like causes.

Liability Disclaimer

YOU EXPRESSLY AGREE THAT THE USE OF THE Website IS AT YOUR SOLE RISK. The information and materials on this Website may contain typographical errors or inaccuracies. Any dated information is published as of its date only with due care, and ePAYnow does not undertake any obligation or responsibility to update or amend any such information.

The information, products and services on this Website are provided on an "AS IS, WITH ALL FAULTS", "WHERE IS" and "WHERE AVAILABLE" basis. ePAYnow does not warrant the information or services provided herein or your use of this Website generally, either expressly or impliedly, for any particular purpose.

Links to Third Party Sites

The links in this Website will allow you to leave this Website. The linked sites are not under the control of ePAYnow. ePAYnow has not reviewed, nor approved these sites and is not responsible for the contents or omissions of any linked site or any links contained in a linked site. The inclusion of any linked site does not imply endorsement by ePAYnow of any such site.

Indemnification

YOU SHALL INDEMNIFY, DEFEND AND HOLD HARMLESS ePAYnow (including its and their officers, directors, employees, affiliates, group companies, agents, representatives or subcontractors) from any and all claims and losses imposed on, incurred by or asserted as a result of or related to:

• Your access and use of this Website
• Any non-compliance by user with the terms and conditions hereof
• Any third party actions related to users receipt and use of the information, whether authorized or unauthorized

Jurisdiction

The terms of this Agreement are exclusively based on and subject to Indian law. You hereby consent to the exclusive jurisdiction and venue of courts in Surat, Gujarat, India in all disputes arising out of or relating to or in connection with the use of this Website.

Use of this Website is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.

Please proceed only if you accept all the conditions enumerated herein above, out of your free will and consent.